What's the best type of Life Insurance to buy and how much do I need?
Does Long Term Care Insurance cover Home Health Care?
Can I purchase an Index Universal Life policy for my new born with living benefits?
Here are 3 scenarios I run into all the time and my replies, when I ask someone, "Who do you have your life insurance with?":
1. I have life insurance through work.
Reply: That's great - Do you know how much you have? Can you take it with you, if you decide to leave your job?
2. I have enough life insurance.
Reply: Awesome! - Does your life insurance come with Living Benefits?
3. No, I'm not interested in life insurance.
Reply: Life insurance isn't for you.; It's for your family.
THE ONLY PEOPLE WHO FAIL MY CLASS, ARE THE PEOPLE WHO DON'T UNDER STAND THAT - LIFE INSURANCE IS NOT FOR YOU - ITS FOR YOUR FAMILY.
DO THE MATH:
10,000 baby-boomers reaching 65 years-old, every day for the next 17 years, more people are living past the age of 85, Medicaid will not be able to keep funding over 50% of the Long Term Care needs.
Therefore people needing LTC in the future will have to:
- Pay out of pocket
- Use the LTC insurance they purchased
- Accept Medicaid and go to a Medicaid approved facility and providers
- Move in with their family
- Move to a community where "seniors help senors"
Why in the world would you purchase insurance on a child?
- Protecting your child, insuring their insurability all while having the potential of gaining upwards to over $1,000,000.00.
***Click on the button below and give us the age, sex and State of your child for a free illustration.
Be sure to ask your agent how your son or daughter can qualify for a One-Year Free Scholarship to one of over four-hundred private colleges and universities through out the United States.
We are backed by a company who has been selling Life Insurance, Long Term Care Insurance and Annuities since the early 70's. Innovative technology, field experts and the relationships in the industry to help our clients.
We have a Team of agents, case study managers and experts to insure that we provide the best service so you can concentrate on what matters most
We only do what's right for the client and their family. If we can't help, we'll find someone who can.
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